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Exceptionally sustainable: we have the strictest criteria.

There are many investments these days that call themselves sustainable. We set ourselves particularly high standards in this regard. At Pando you can make provisions ecologically and with a positive impact on the environment. And we prove it. With figures.

Pando investment products
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Why our sustainable 3a account is more sustainable.

Sustainable investing generally comprises ESG funds that invest in companies that are well rated in terms of environmental, social and governance criteria. We also have these and we also go a significant step further: thanks to additional impact funds, you can invest your pillar 3a assets systematically in companies that make a measurable contribution to meeting the UN’s Sustainable Development Goals.

Normal 3a

  • Exclusion criteria for companies in the fund

  • ESG criteria integrated

  • Ecological theme funds

  • Supports UN Sustainable Development Goals

  • Measurable impact of investment

  • Highest sustainability standards

Pando 3a

  • Exclusion criteria for companies in the fund

  • ESG criteria integrated

  • Ecological theme funds

  • Supports UN Sustainable Development Goals

  • Measurable impact of investment

  • Highest sustainability standards

Sustainable 3a

  • Exclusion criteria for companies in the fund

  • ESG criteria integrated

  • Ecological theme funds

  • Supports UN Sustainable Development Goals

  • Measurable impact of investment

  • Highest sustainability standards

Your three topics for a better future.

With our theme funds, you can set individual priorities. All of them are geared towards the achievement of selected United Nations Sustainable Development Goals (SDGs). Choose which one to invest your provisions in:

Climate

Climate

Swiss Life Funds (LUX) Equity Climate Impact

You invest in renewable energies and energy-efficient and emission-free mobility.

SDG 7SDG 13

  • Wind energy

  • Solar energy

  • Small-scale hydropower

  • Geothermal energy

  • Energy storage solution

  • Manufacture of electric cars

Top 3 companies from this fund by ESG rating

Omron Corporation
Omron Corporation
Omron Corporation
Omron Corporation

Technology manufacturer for industrial automation, healthcare and electronics.

Vestas Wind Systems
Vestas Wind Systems
Vestas Wind Systems
Vestas Wind Systems

World's largest manufacturer of wind turbines

Scatec ASA
Scatec ASA
Scatec ASA
Scatec ASA

Norwegian company specialising in renewable energy systems, solar, water and wind energy.

Climate

Environment & Biodiversity

Swiss Life Funds (LUX) Equity Environment & Biodiversity Impact

You invest in solutions that preserve biodiversity on land and in water.

SDG 6SDG 12

  • Waste control systems

  • Recycling solutions

  • Wastewater treatment

  • Desalination plants

  • Drought-resistant systems

  • Rainwater harvesting

  • Sustainable agriculture

Top 3 companies from this fund by ESG rating

Wienerberger AG
Wienerberger AG
Wienerberger AG
Wienerberger AG

Manufacturer of sustainably produced building materials with the highest ESG rating.

Svenska Cellulosa AB
Svenska Cellulosa AB
Svenska Cellulosa AB
Svenska Cellulosa AB

Largest private forest owner and manufacturer of products made of wood materials, such as Tempo tissues.

SIMS LIMITED
SIMS LIMITED
SIMS LIMITED
SIMS LIMITED

Global leader in metal recycling, provider of circular solutions in the tech sector and emerging market leader in renewable energies.

Climate

Green Buildings & Infrastructure

Swiss Life Funds (LUX) Equity Green Buildings & Infrastructure Impact

You invest in solutions that make the construction and maintenance of buildings more energy-efficient and sustainable.

SDG 9SDG 11

  • Sustainable construction solutions

  • Green building management

  • Improved insulation

  • LED and CFL lighting

  • Sustainable transport infrastructure

  • Energy-efficient IT solutions

  • Smart grids

Top 3 companies from this fund by ESG rating

Acuity Brands
Acuity Brands
Acuity Brands
Acuity Brands

Manufacturer of lighting systems with a strong focus on sustainability. 86% of turnover already comes from energy-efficient products.

Schneider Electric
Schneider Electric
Schneider Electric
Schneider Electric

French electronics group active in the field of electrical energy distribution and industrial automation.

Klépierre
Klépierre
Klépierre
Klépierre

Managers of shopping centres, awarded for their CSR (corporate social responsibility) policy.

Pando enables you to invest your provisions with an impact. A measurable impact.

Not all sustainability is sustainable. With us you get fewer buzzwords and more data instead. We convert the impact of your investment into key figures and tangible examples.

Measurability of your portfolio

Figures rather than empty words.

With us you can see precisely what effect your investment has and what impact you have already achieved personally.

This is what the app shows you:

  • CO2 emissions avoided

  • Renewable energy generated

  • Recycled water

  • Recycled waste

all calculated down to your portfolio

Dein Impact

You can invest your 3a provisions in these funds at Pando.

You choose your topics and determine your risk. Our Swiss Life experts then invest your provisions in the right funds.

Step 1

Step 1

You select one to three topics for your impact.

Step 2

Step 2

You determine your equity exposure and therefore your risk.

Step 3

Step 3

We supplement your portfolio with selected ESG funds for your performance.

Step 4

Step 4

We draw up your individual investment strategy.

Funds
Investment category
Administration
Sustainability

Swiss Life Funds (LUX)Equity Climate Impact

Equity funds
active
Active and passive funds

Passive funds track an index and are inexpensive to manage.

Active funds attempt to outperform the return of an index. However, in our case they above all help to meet stricter sustainability criteria.

Impact: SFDR Art. 9

Swiss Life Funds (LUX)Equity Environment & Biodiversity Impact

Equity funds
active
Active and passive funds

Passive funds track an index and are inexpensive to manage.

Active funds attempt to outperform the return of an index. However, in our case they above all help to meet stricter sustainability criteria.

Impact: SFDR Art. 9

Swiss Life Funds (LUX)Equity Green Buildings & Infrastructure Impact

Equity funds
active
Active and passive funds

Passive funds track an index and are inexpensive to manage.

Active funds attempt to outperform the return of an index. However, in our case they above all help to meet stricter sustainability criteria.

Impact: SFDR Art. 9

Swiss Life Funds (LUX) Equity ESG Global

Equity funds
active
Active and passive funds

Passive funds track an index and are inexpensive to manage.

Active funds attempt to outperform the return of an index. However, in our case they above all help to meet stricter sustainability criteria.

ESG: SFDR Art. 8

UBS ETF (CH)SPI ESG

ETF equities
passive
Active and passive funds

Passive funds track an index and are inexpensive to manage.

Active funds attempt to outperform the return of an index. However, in our case they above all help to meet stricter sustainability criteria.

ESG

Swiss Life Funds (LUX)Bond ESG Emerging Markets Sovereigns

Bond funds
active
Active and passive funds

Passive funds track an index and are inexpensive to manage.

Active funds attempt to outperform the return of an index. However, in our case they above all help to meet stricter sustainability criteria.

ESG: SFDR Art. 8

Swiss Life Funds (LUX)Bond ESG Global Corporates

Bond funds
active
Active and passive funds

Passive funds track an index and are inexpensive to manage.

Active funds attempt to outperform the return of an index. However, in our case they above all help to meet stricter sustainability criteria.

ESG: SFDR Art. 8
Climate
Environment & Biodiversity
Green Buildings & Infrastructure
Bond core
Equity core
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